You just skipped back into the house after visiting one of the more exciting locations on your residence, the mailbox, with what seems to be an amazing offer from your very own trusted financial institution thinking you just scored!

After all, how could you lose with an offer to cash a check for [...]

Continue Reading

I haven’t made a payment on my credit card since February.  I won’t make a payment because I have to take care of the 5 essentials first.

This morning, I received 5 calls from the same number.  I know it’s them.  It’s a long distance number and they’re [...]

Continue Reading

Just another entry into the Topic: Financial Basics.  This article talks about the ultimate basics of the unsecured revolving line of credit known as the Credit Card.

A Little History

The story goes something like this.  At the Major Cabin Grill, in New [...]

Continue Reading

Today, I paid my credit card bill.  I haven’t used my credit card for over a year, and I intend to close it as soon as I have paid it off.  The reason I’m closing it goes far beyond the payment processing fee that I’m charged, but for the [...]

Continue Reading

Cash is King: Lower the Rate

On February 13, 2009 By

(Note: I’ll preface this by letting you know that a credit card is the devil.)

Today, while using a credit card that I usually use, that I’ve had for over 10 years, which has a limit over $20,000, to pay an important bill, I was declined.

What?  Declined?  How [...]

Continue Reading