Borrowing to save? Yep. That's what I said. Borrowing to save. If you know me, you know that I detest debt. I will NOT borrow money, and I also won't lend it. I have enough of a history of debt, and I'm done with it, permanently. It's … [Continue reading]
How to Settle A Debt for Less Than You Owe
Posted on September 27, 2011 Written by Leave a Comment
Being in the real estate Short Sale niche over the past 3 years has given me insight to how banks view their customers. It's also given me insight to the process involved in settling a debt for less than you owe. I won't go into detail about the … [Continue reading]
Banks Love It When You’re Broke
Posted on August 16, 2011 Written by Leave a Comment
I was presented with an e-mail this evening by my "brick and mortar" bank. About 5 years ago, I learned about online banks. Not online banking, but online banks...in other words, banks that have no physical locations. I learned that they offer … [Continue reading]
The Eye-Opening Envelope
Posted on August 2, 2011 Written by Leave a Comment
I've been a Dave Ramsey nut for a long time, but until I made a commitment to New Valley Church to facilitate FPU, I hadn't actually been through Financial Peace University. So, while I've read his book, gleaned a myriad of useful information … [Continue reading]
The Other Snowball
Posted on July 27, 2011 Written by Leave a Comment
The Debt Snowball is a debt reduction plan that focuses on keeping all debts current with minimum payments while over-paying the smallest debt until it's paid off. Then, the amount paid to the smallest debt moves over to the next smallest debt, and … [Continue reading]
The Value of Time, The Cost of Impulse, Hover Your Mouse
Posted on May 11, 2011 Written by Leave a Comment
Sounds like a great title doesn't it! What inspired me to post this evening? Well, it's as simple as an unbelievably obvious trap posted on Facebook that has been rampantly unleashed... ...it's a trap that not only takes up your valuable time, … [Continue reading]
