I love your information on your site. I use to follow Dave principle but I got off track. How do you pay your tithes when you got an bill due like your rent or your car note. I trying to get back on track God know I am. I mess up and got off track. Please give me your advice ASAP! Thanks
Faithfully give what you can, and while doing so, reduce your cost of living to make room for a solid plan. If that means selling your car for a beater, then do so. You won't regret it. If it means moving into a less expensive apartment, do so. All the while, continue to learn and pursue your are of expertise so you can bring more value to the market place and be worth more. Increase your income over time, and make smart decisions, and you'll reach your goal. Be patient.
I have a credit card loan for a small pull behind trailer..the loan has only gone down $1000 in the past 3 years..I know its alittle late to be noticing this, but I just realize my finance charges are varying each month, I have a set interest rate, and cut the card up along time ago..I only used it that one time I BOUGHT THE TRAILER..I usually make the minimum payment, but do make more, when I can, if no charges are being made to the card in 3 years, why is the $ amount not going down, and the finance charges changing??
The finance charges are probably calculated on your average daily balance from the previous month, so they will always be different every month, because your balance is different every month. The interest rate should stay the same, unless your card company changes it for one reason or another. The reason your balance is not going down as quickly as you'd like is because you're only making the minimum payment.
Hi Jon,
I love your information on your site. I use to follow Dave principle but I got off track. How do you pay your tithes when you got an bill due like your rent or your car note. I trying to get back on track God know I am. I mess up and got off track. Please give me your advice ASAP! Thanks
Faithfully give what you can, and while doing so, reduce your cost of living
to make room for a solid plan. If that means selling your car for a beater,
then do so. You won't regret it. If it means moving into a less expensive
apartment, do so. All the while, continue to learn and pursue your are of
expertise so you can bring more value to the market place and be worth
more. Increase your income over time, and make smart decisions, and you'll
reach your goal. Be patient.
I have a credit card loan for a small pull behind trailer..the loan has only gone down $1000 in the past 3 years..I know its alittle late to be noticing this, but I just realize my finance charges are varying each month, I have a set interest rate, and cut the card up along time ago..I only used it that one time I BOUGHT THE TRAILER..I usually make the minimum payment, but do make more, when I can, if no charges are being made to the card in 3 years, why is the $ amount not going down, and the finance charges changing??
The finance charges are probably calculated on your average daily balance
from the previous month, so they will always be different every month,
because your balance is different every month. The interest rate should
stay the same, unless your card company changes it for one reason or
another. The reason your balance is not going down as quickly as you'd like
is because you're only making the minimum payment.