Owing Money Sucks is about living life free and clear of the chains that bind you to your master, the lender.  I promote delayed gratification at Owing Money Sucks for the purpose of realizing greater things later in life.

There’s a Facebook page dedicated to Owing Money Sucks, and if you subscribe to this website, you’ll never miss out on the key ingredients to building wealth and winning with money.

There’s an errant philosophy that many people share regarding ones ability to risk more earlier in life for greater security later in life, but this is a fallacy because risk is often not calculated as part of the equation.

I promote Dave Ramsey and his products here, along with the Baby Steps to Financial Peace, as they have completely transformed my previously incorrect perception of financial freedom into real wisdom about how money works and how to make it work for you.

This is a hobby of mine, but I’m so passionate about the principles that it has become far more than a hobby.  It has become ingrained in my life.